Oracle has announced an integration with Swift’s blockchain ledger, enabling financial institutions to connect tokenised deposit infrastructures across institutions while maintaining existing payment systems and operating models.
Unveiled at Sibos 2026 in Miami, the integration is designed to help banks participate in tokenised payment flows orchestrated through Swift’s ledger while retaining control over their own tokenised deposit infrastructure.
The move aims to bridge traditional payment systems and digital asset infrastructure, allowing institutions to manage both conventional and tokenised payment activity through a single operating framework.
According to Oracle, the integration will enable banks to extend existing payment services with interoperable tokenised deposits, helping support real-time cross-border payments and always-on transaction capabilities.
“Financial institutions need a practical, trusted way to connect emerging digital assets, including tokenized deposits, with established payment infrastructure while maintaining control, security, and operational resilience,” said Jamie Bullard, Vice President of Application Software Engineering for Payments and Financial Crime Management at Oracle Financial Services.
“Our integration with Swift’s ledger helps institutions bring tokenized deposits into cross-bank payment flows and manage traditional and tokenized payments through a unified operating model.”
The integration combines Oracle Blockchain Platform and Oracle Digital Assets Data Nexus with Swift’s blockchain ledger, providing a framework for institutions looking to launch or expand tokenised deposit services.
Oracle said the solution can host Swift commitment contracts and support the workflows required to connect tokenised deposit infrastructure with interbank payment activity, while maintaining governance, compliance and operational oversight.
The announcement comes as banks increasingly explore tokenised deposits as a mechanism for enabling faster settlement, greater transparency and programmable payment capabilities without replacing existing banking infrastructure.
Swift’s blockchain ledger is designed to coordinate tokenised deposits held on bank-owned ledgers, allowing institutions to participate in cross-border payment flows while maintaining control of assets and existing settlement arrangements.
