The Money 20/20 USA Startup Media Session showcased fintech innovators shaping the future of finance, from AI-powered security and compliance solutions to embedded banking platforms and automated workflows.
Manifest, Casap, Ideem and Eloquent AI spoke at the session, sharing how their companies are contributing to the shifting financial ecosystem.
“The startups featured this year embody the creativity, courage, and clarity that will shape how the world moves, manages, and multiplies money,” said Scarlett Sieber, chief strategy and growth officer at Money 20/20.
Eloquent AI automates complex regulatory operations in the financial sector, while Virtue AI delivers end-to-end AI safety and privacy solutions for secure product deployment.
Chris Zhong, head of partnerships at Virtue AI, said the company is creating a solution to “safely accelerate adoption.”
“AI introduces new risks that can’t be solved with traditional cybersecurity. Legacy systems are layered and modular, but AI operates as an interconnected black box,” he added. “That’s why you need AI to secure AI.”
Casap develops AI-powered dispute settlement tools for financial institutions to reduce fraud and maintain compliance, while Ideem focuses on two-factor authentication for enhanced digital security.
Shanthi Shanmugam, CEO & co-founder at Casap, said the platform aims to help banks, credit unions, and fintechs minimise fraud-fuelled loss, a dominating theme at this year’s event.
“Casap is an agentic AI platform helping credit unions, banks, and fintechs instantly resolve payment disputes to protect honest customers while preventing losses from fraudsters,” said Shanmugam.
The session’s key takeaway was that the next phase of financial services will be driven as much by intelligent infrastructure and automation as by new markets and products.
